Licensed in NC, SC & VA | Independent Insurance Agency | Personalized Local Service
Medicare Made Simple,
So You Can Focus on Living
Choosing Medicare or life insurance shouldn’t feel overwhelming. At Luttrell Legacy Group, we help individuals, families, and seniors throughout Durham, Raleigh, Cary, Morrsiville, Clayton, Garner, Sanford, Wendell, and surrounding communities understand their options and make confident decisions about their coverage.
As an independent licensed Medicare Benefits Specialist, Dionne Luttrell provides personalized guidance, plan comparisons, enrollment assistance, and ongoing support—at no additional cost to you.
Combine hospital, medical, and often prescription coverage into one comprehensive plan. We’ll help you compare available options and determine which benefits align with your healthcare needs.
Help reduce out-of-pocket expenses and provide greater flexibility when choosing healthcare providers.
Compare drug coverage options to help ensure your medications are covered at the most affordable cost possible.
Protect the people you love most with a life insurance strategy designed around your family’s goals, budget, and future needs.
Maintain your overall health with coverage options that support routine and specialized dental and vision care.
Enjoy peace of mind while traveling with coverage designed to help protect you from unexpected medical or travel-related expenses.
Provides cash benefits that can help cover out-of-pocket costs associated with hospital stays and related medical expenses.
Helps offset expenses related to cancer diagnosis and treatment with supplemental financial protection.
Provides benefits to assist with medical and recovery expenses following a covered heart attack or stroke.
Guidance for qualifying individuals seeking Medicare Part D Low-Income Subsidy assistance with prescription drug costs.
Personalized support to help individuals understand enrollment timelines, coverage options, and next steps when becoming Medicare eligible.
Not sure which Medicare or insurance solution is right for you? Schedule a one-on-one consultation with Dionne today.
Unlike large call centers, Luttrell Legacy Group focuses on one-on-one support and long-term relationships.
We start by learning about your healthcare needs, budget, and future goals.
Receive clear explanations and side-by-side comparisons of available plans.
We’ll help guide you through the enrollment process and answer your questions along the way.
Coverage questions don’t stop after enrollment—and neither do we. We’re here for you.
Hi, I’m Dionne Luttrell. Welcome to Luttrell Legacy Group! I’m a
licensed Medicare Benefits Specialist with a true passion for helping
people navigate their Medicare needs with clarity and confidence.
Nothing is more important to me than making sure my clients feel
supported, informed, and empowered to choose the coverage that’s
right for them.
Family is at the heart of everything I do. I’m the proud mother of two
wonderful daughters and a loving grandmother (NuNu) to my
amazing grandson. They inspire me every day to approach my work
with compassion, patience, and dedication.
As your Benefits Specialist, my goal is to provide personalized
guidance you can trust—making Medicare simpler and less
overwhelming so you can focus on what matters most: your health
and peace of mind.
Trusted by Medicare Beneficiaries Across Durham, Raleigh, Clayton, Garner, Sanford, Wendell & Beyond
"Hello, my name is Carrie Dupree, and Miss Dionne is my person to go to for my Medicare needs. She's good at her job. She knows everything that I need to know. I just praise her for the work that she's doing with me and continue to do with me. If it wasn't for her, I wouldn't have my Medicare insurance. She has me and my husband well taken care of, that's my number one priority. So again, I want to say thank you, Miss Dionne. I love you and keep up the good work."
Carrie D. — Richmond, VA
"When I first met Dionne when she arrived at my home, Dionne was very well groomed. She was very pleasant, very professional and very knowledgeable of the services that she provides. Dionne made it very easy for me to understand my benefits even better. I will continue to refer Dionne to others because I know that she will give them the same upmost care as she gave me. Go Dionne! Keep doing what you're doing."
Jacqueline G. — Raleigh, NC
"This is Linda Hall. I went to a meeting at our church and I found out that there was some changes with our Medicare. I had a meeting with Dionne and everything went well. She helped me out a whole lot with understanding my health plan. There was a lot of things that I did not know that she was able to explain. I thank the Lord for bringing her to our church so that we can learn some of the things that we have missed out on over the years. I love you, Dionne, and I hope you keep on keeping on."
Linda H. — Clayton, NC
"Ms. Luttrell was so helpful with getting me back with Aetna after I accidentally switched. She is truly a Godsend and I appreciate her so much. She is very patient and knowledgeable. Most importantly she always answers when I call."
William F. — Durham, NC
"Dionne was awesome and amazing with answering all my questions! As someone who is new to Medicare, I had a ton of questions. Not only did she answer my questions, but she also double checked my options, and signed me up with the best plan for my chronic health conditions. She even checks in with me to see if I'm doing okay. Service with a smile and a caring heart. Thanks for all that you do for me and others."
Cassandra H. — Raleigh, NC
"Dionne has been a blessing to me with all the changes to my health plan. As a retiree from the state, I thought my health plan was fine until it no longer served me. Due to my main health care system no longer accepting my insurance, Dionne jumped in to find the best fit for me. Being 80+ years old, I'm not tech savvy enough to compare the plans online. Dionne took the time to find the right fit for me and explained what was covered and how much out of pocket I would have to pay. Being on a fixed income and medication dependent working with Dionne saved me a headache. I will always appreciate someone who is patient and works for the people. You won't find anyone better than Dionne."
Ruth H. — Raleigh, NC
Understanding Medicare starts with getting answers to the right questions.
At Luttrell Legacy Group, we take the time to understand your healthcare needs, budget, and preferred doctors before recommending a Medicare plan. We provide personalized guidance, explain your options in plain language, and remain available long after enrollment to answer questions and assist with plan changes.
No. Our consultations and enrollment assistance are provided at no additional cost to you. Our goal is to help you make informed Medicare decisions without adding financial stress.
We help clients compare and enroll in Medicare Advantage (Part C), Medicare Supplement (Medigap), Prescription Drug Plans (Part D), and other Medicare-related insurance options based on their individual needs.
Absolutely. We review your current coverage to ensure it still meets your healthcare needs and budget. If better options become available, we'll explain them and help you make changes during the appropriate enrollment period.
Yes. We work with a variety of trusted insurance carriers, allowing us to compare multiple plans and help you find one that best fits your needs rather than promoting a single company's products.
Our relationship doesn't end after enrollment. We continue to provide ongoing support, annual policy reviews, assistance during Medicare's Annual Enrollment Period, and help with questions about your coverage throughout the year.
Yes. We specialize in helping individuals who are approaching Medicare eligibility understand their enrollment timeline, avoid costly penalties, and confidently choose the right coverage.
We evaluate factors such as your prescriptions, preferred physicians, healthcare needs, travel habits, and budget. We then explain your options so you can make a confident, informed decision.
Yes. Luttrell Legacy Group offers flexible consultation options, including in-person appointments (where available), phone consultations, and virtual meetings to fit your schedule and comfort level.
Scheduling is simple. Complete the contact form on our website, and a member of the Luttrell Legacy Group team will contact you to answer your Medicare questions, review your coverage options, and schedule a personalized consultation at a time that's convenient for you.
Whether you’re new to Medicare, reviewing your current coverage, or exploring life insurance options, we’re ready to help.
North Carolina
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Durham, NC
Raleigh, NC
Clayton, NC
Garner, NC
Sanford, NC
Wendell, NC
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