Licensed in NC, SC & VA | Independent Insurance Agency | Personalized Local Service

919-849-8592

Your Trusted Insurance Advisor in RDU, NC

Medicare Made Simple,

So You Can Focus on Living

Choosing Medicare or life insurance shouldn’t feel overwhelming. At Luttrell Legacy Group, we help individuals, families, and seniors throughout Durham, Raleigh, Cary, Morrsiville, Clayton, Garner, Sanford, Wendell, and surrounding communities understand their options and make confident decisions about their coverage.

As an independent licensed Medicare Benefits Specialist, Dionne Luttrell provides personalized guidance, plan comparisons, enrollment assistance, and ongoing support—at no additional cost to you.

We Help With:

Insurance Solutions Designed Around Your Needs

Medicare Advantage Plans

Combine hospital, medical, and often prescription coverage into one comprehensive plan. We’ll help you compare available options and determine which benefits align with your healthcare needs.

Medicare Supplement Plans (Medigap)

Help reduce out-of-pocket expenses and provide greater flexibility when choosing healthcare providers.

Prescription Drug Plans (Part D)

Compare drug coverage options to help ensure your medications are covered at the most affordable cost possible.

Life Insurance

Protect the people you love most with a life insurance strategy designed around your family’s goals, budget, and future needs.

Dental & Vision Coverage

Maintain your overall health with coverage options that support routine and specialized dental and vision care.

Travel Insurance

Enjoy peace of mind while traveling with coverage designed to help protect you from unexpected medical or travel-related expenses.

Hospital Indemnity Plans

Provides cash benefits that can help cover out-of-pocket costs associated with hospital stays and related medical expenses.

Cancer Insurance

Helps offset expenses related to cancer diagnosis and treatment with supplemental financial protection.

Heart Attack & Stroke Coverage

Provides benefits to assist with medical and recovery expenses following a covered heart attack or stroke.

Extra Help (LIS) Assistance

Guidance for qualifying individuals seeking Medicare Part D Low-Income Subsidy assistance with prescription drug costs.

Turning 65 Medicare Guidance

Personalized support to help individuals understand enrollment timelines, coverage options, and next steps when becoming Medicare eligible.

Questions About Your Coverage?

Not sure which Medicare or insurance solution is right for you? Schedule a one-on-one consultation with Dionne today.

Simple Guidance Every Step of the Way

Unlike large call centers, Luttrell Legacy Group focuses on one-on-one support and long-term relationships.

1

Free Consultation

We start by learning about your healthcare needs, budget, and future goals.

2

Personalized Plan Comparison

Receive clear explanations and side-by-side comparisons of available plans.

3

Enrollment Support

We’ll help guide you through the enrollment process and answer your questions along the way.

4

Ongoing Service

Coverage questions don’t stop after enrollment—and neither do we. We’re here for you.

About Me

dionne-luttrell-headshot

Dionne Luttrell

Independent Agent

Hi, I’m Dionne Luttrell. Welcome to Luttrell Legacy Group! I’m a
licensed Medicare Benefits Specialist with a true passion for helping
people navigate their Medicare needs with clarity and confidence.
Nothing is more important to me than making sure my clients feel
supported, informed, and empowered to choose the coverage that’s
right for them.

Family is at the heart of everything I do. I’m the proud mother of two
wonderful daughters and a loving grandmother (NuNu) to my
amazing grandson. They inspire me every day to approach my work
with compassion, patience, and dedication.

As your Benefits Specialist, my goal is to provide personalized
guidance you can trust—making Medicare simpler and less
overwhelming so you can focus on what matters most: your health
and peace of mind.

What Clients Are Saying

Trusted by Medicare Beneficiaries Across Durham, Raleigh, Clayton, Garner, Sanford, Wendell & Beyond

Frequently Asked Questions

Understanding Medicare starts with getting answers to the right questions.

Why should I choose Luttrell Legacy Group instead of enrolling on my own?

At Luttrell Legacy Group, we take the time to understand your healthcare needs, budget, and preferred doctors before recommending a Medicare plan. We provide personalized guidance, explain your options in plain language, and remain available long after enrollment to answer questions and assist with plan changes.

No. Our consultations and enrollment assistance are provided at no additional cost to you. Our goal is to help you make informed Medicare decisions without adding financial stress.

We help clients compare and enroll in Medicare Advantage (Part C), Medicare Supplement (Medigap), Prescription Drug Plans (Part D), and other Medicare-related insurance options based on their individual needs.

Absolutely. We review your current coverage to ensure it still meets your healthcare needs and budget. If better options become available, we'll explain them and help you make changes during the appropriate enrollment period.

Yes. We work with a variety of trusted insurance carriers, allowing us to compare multiple plans and help you find one that best fits your needs rather than promoting a single company's products.

Our relationship doesn't end after enrollment. We continue to provide ongoing support, annual policy reviews, assistance during Medicare's Annual Enrollment Period, and help with questions about your coverage throughout the year.

Yes. We specialize in helping individuals who are approaching Medicare eligibility understand their enrollment timeline, avoid costly penalties, and confidently choose the right coverage.

We evaluate factors such as your prescriptions, preferred physicians, healthcare needs, travel habits, and budget. We then explain your options so you can make a confident, informed decision.

Yes. Luttrell Legacy Group offers flexible consultation options, including in-person appointments (where available), phone consultations, and virtual meetings to fit your schedule and comfort level.

Scheduling is simple. Complete the contact form on our website, and a member of the Luttrell Legacy Group team will contact you to answer your Medicare questions, review your coverage options, and schedule a personalized consultation at a time that's convenient for you.

Get Help Choosing the Right Medicare Plan

Whether you’re new to Medicare, reviewing your current coverage, or exploring life insurance options, we’re ready to help.

Contact Information

919-849-8592

Licensed In:

North Carolina
South Carolina
Virginia

Service Areas:

Durham, NC
Raleigh, NC
Clayton, NC
Garner, NC
Sanford, NC
Wendell, NC
Surrounding Communities